Bank account
in Brazil
Basic information for foreigners opening and using a bank account in Brazil safely.
What to do, step by step
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Check which documents the bank requires, such as CPF, passport, RNM, proof of address, and proof of income.
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Compare fees, digital services, limits, essential service packages, and support channels before choosing.
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Use only the bank’s official app, branch, or website and never share passwords, tokens, or codes received by message.
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Keep contracts, receipts, statements, and protocol numbers, especially for account blocks or charges.
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For unresolved disputes, complain to the bank and, if needed, to Banco Central (central bank) or consumidor.gov.br.
Frequently asked questions
Can a foreigner open a bank account in Brazil?
Yes, but each institution sets its own documents and internal criteria. Check the bank and official channels for updated requirements.
Do I need permanent residence?
Requirements vary. Some banks ask for proof of residence in Brazil; others offer alternatives. Confirm directly with the institution.
Can the bank block my account?
Blocks may happen for security, incomplete cadastro (registration), or legal orders. Ask for an explanation through official channels and keep protocols.
Where can I complain about a bank?
Start with the bank’s ouvidoria (ombudsman). If unresolved, check Banco Central, consumidor.gov.br, or Procon depending on the issue.
Need a lawyer?
If administrative measures did not solve it, we can review your case.